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Karmayogi Pratisthan

1102 Avanti Apt, Flank Road, Sion East, Mumbai, Maharashtra, India, 400022
Founded Year: 2003
Cause category: Social, Civic & Community Development
Charity Bib Status: Not Available
About NGO: started in 2000 (Karmayogi Pratisthan was registered in 2003), with the aim of educating Indians regarding various civic issues which affect them in their day-to-day lives.
Through our practical experience on the ground, we cover an entire gamut of governance issues like BMC-related (Shops & Establishment licenses, Rainwater harvesting, renovating your flat, etc); Property-related (MHADA repairs, building re-development, renting guidelines etc); Complaints (police station, traffic, RTI, elected representatives, media); Election card; ration card basics; etc.
We actively interact with local BMC, helping build new roads, helping fix potholes, new footpaths, Maheshwari Udyan garden renovation, tree plantation etc.
Our interaction with the traffic police is to provide practical solutions to ease traffic, like at Priyadarshini circle, Suman Nagar, Chembur, RA Kidwai Rd, Matunga etc. We also provide traffic wardens at key junctions.
We also filed and won Public Interest Litigations in reference to medical insurance claims settlement; reduction in towing nuisance in the city, garbage trucks parking and police reforms. We provide education to over 300 children every year since 2003.
Our "Skin donation" project with Sion hospital, helps harvest skin after death (just like eye donation) and has helped saved lives of about a thousand burn and accident victims.

Fund Usage:
Our e-Governance website gets about 2 lakh unique visitors every year. The site can be expanded in a major way. We have over 200 correspondences that we have done over the past 10 years, which can be uploaded to be used by lakhs of citizens. An interactive platform can be build for citizens can share their experience dealing with various government agencies. We help over 300 children every year with their education fees. The collected money can be used to expand this activity. Our "Skin donation" project has yielded us about 500 donations for Sion hospital, which has benefited over a 1,000 burn and accident victims. The collected money can be used for raising awareness for this life saving cause
We filed a PIL in Bombay High Court (12 of 2011), against Health Ministry and IRDA, regarding complete absence of any kind of regulations for governing medical insurance industry, specially claims settlement.
In response to our PIL's court order, IRDA has come out with the draft regulations in June 2012, to be implemented by August 2012. Rs 13,000 crores worth medical insurance claims are passed every year, without any audit of Third Party Administrator (TPA's). This would now change, as insurance company would now have to issue a direct cheque to the claimant (as opposed to the TPA's).
Other regulations include an Uncomplicated ONE page customer info sheet, claims settlement in 30 days, denial of claims to be specified with a medical reason, entry age for senior citizens and direct agreement between hospitals and insurance company etc.
This would benefit about 7 crore policy holders all over India, not only providing them mental peace of mind but also financial clarity.

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